Students from the Iosco RESA CTE Business Management program are proud to be competing in the 2026 Ferris State University / Auto-Owners Insurance Challenge — a statewide business simulation that brings together over 1,000 students from 36 Michigan high schools forming 84 teams in the 4 divisions.

This highly engaging competition allows students to step into the role of business leaders by managing a simulated insurance company through six rounds of strategic decision-making.

Real-World Business Experience

Throughout the competition, teams analyze market conditions, make pricing and investment decisions, and respond to industry challenges — all within a realistic simulation environment enhanced with AI-generated market feedback.

Hosted by Ferris State University in partnership with Auto-Owners Insurance, the challenge introduces students to key concepts in:

  • Risk management

  • Financial strategy

  • Business operations

  • Leadership and teamwork

Preparing Students for Future Careers

Participation in this competition aligns directly with the mission of the Iosco RESA CTE Business Management program — providing students with authentic, hands-on experiences that build career-ready skills.

Through this opportunity, students are gaining valuable insight into real-world business decision-making while representing our program on a statewide stage.

We are proud of their hard work and dedication as they compete among Michigan’s top emerging business leaders.

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